Superior Service. Expert Guidance.

Lend Smart Mortgage — NMLS #4474

As a direct mortgage lender, Lend Smart’s trusted reputation is built on our resolve to build relationships of trust, respect, and high accountability.

Lend Smart’s Mission Statement.
To demonstrate leadership within our industry. Operating in a manner that inspires integrity and fosters success amongst us all; Ultimately, providing a reason for our clients and business partners to trust in a referral of our services.

It began in Minnesota.
Starting out as a small, local mortgage company, we had big dreams. Dreams of providing large company benefits while maintaining a small business feel. Over the years we’ve worked hard, combining our experience and commitment to technology to make those dreams a reality.

Paul Melby

NMLS #322989

Paul has over 15 years of experience and closes loans quickly. Specializing in closing challenging loans, assisting in rebuilding credit scores, and closing first time home buyer loans. ​ Let Paul help you with your home purchase or refinance!